FREE Underfloor

Free Underfloor Insulation Grants Stirling

In Stirling, many homeowners prioritize insulation for their walls and roofs to enhance energy efficiency, overlooking the significant heat loss potential through their floors. Even with cavity or solid wall insulation in place, a substantial portion of heating—up to 20%—can still escape through the floor.

Addressing this oversight by investing in floor insulation proves to be a prudent decision. While the initial cost can reach up to £3,000 for larger residences, the long-term benefits outweigh the expenses.

Underfloor insulation presents a non-invasive solution that not only enhances warmth within the home but also curtails heating expenses and bolsters overall energy efficiency. Recognizing the significance of such measures, the Scottish government extends support through grants for underfloor insulation via the Energy Company Obligation (ECO) scheme.

The ECO scheme plays a crucial role in aiding Scotland’s commitment to reducing its carbon footprint on the global stage. This initiative mandates major energy corporations to allocate funds towards enhancing the energy efficiency of residential properties. Eligible individuals can benefit from energy-saving measures funded through this scheme.

Under the ECO4 scheme, operational from 2022 until 2026, along with the Affordable Warmth Obligation, which is part of the ECO directive, residents may qualify for complimentary installation of underfloor insulation, subject to specific eligibility criteria.

Underfloor insulation, when installed beneath wooden or suspended timber floors, can curtail heat loss in homes by a notable margin, potentially up to 15%.

This grant for free underfloor insulation is accessible to homeowners, owner-occupiers, or tenants, provided they obtain consent from the landlord, ensuring broader accessibility to energy-saving upgrades.

Why apply for the underfloor insulation grant?

Homeowners with wooden or suspended floors have the opportunity to benefit from complimentary underfloor insulation, provided they meet specific eligibility requirements. Once approved, skilled installers will visit your residence to fit the insulation, effectively helping your home to better retain heat. This initiative not only reduces energy costs but also enhances overall comfort.

While opting for underfloor insulation independently could incur significant expenses, this scheme eliminates any financial burden. Through this program, homeowners can enjoy warmer floors without the worry of repayment, experiencing the advantages firsthand.

It’s important to note that the ECO4 scheme is slated to conclude by March 31, 2026. After this date, either the eligibility criteria or the grants themselves may undergo alterations. Therefore, it’s advisable to take advantage of these grants promptly while they’re still accessible.

Do You Qualify
For Free Underfloor Insulation?

Qualifying for free floor insulation is subject to specific criteria that must be satisfied, ensuring effective allocation of resources.

Homes constructed during or after the 1980s are typically ineligible due to their solid concrete ground floors, contrasting with the wooden floors prevalent in earlier constructions.

However, exemptions apply for properties featuring basements or built on slopes with a crawlspace beneath the ground floor. To qualify, there must be a minimum clearance of one meter beneath the floor, accessible through a designated hatch.

Moreover, for eligibility, at least two-thirds of the home’s total area must be viable for underfloor insulation installation, ensuring maximum efficiency.

For those with existing underfloor insulation, potential updates using contemporary insulation materials may be available, enhancing insulation effectiveness and energy efficiency.

There are also criteria that must be met by the homeowner occupying the house where the underfloor insulation is required. The homeowner must be a receiver of any of the following:

  • Pension Credit (Savings Credit or Guarantee Credit)
  • Employment and Support Allowance
  • Jobseeker’s Allowance
  • Working Tax Credit
  • Income Support
  • Child Tax Credit
  • Universal Credit
  • Housing Benefit

If your household’s annual income is £31,000 or less, you will also qualify under the ECO4 scheme.

In addition to all this, the house must be situated in Scotland, Wales or England and must be heated by gas.

Is Your Property Suitable
For Underfloor Insulation?

Not all residences are compatible with every type of insulation. Even if your dwelling is suitable for wall or loft insulation, underfloor insulation necessitates specific conditions.

Dwellings equipped with cellars, basements, or underfloor crawlspaces generally accommodate underfloor insulation, provided there’s approximately one meter of clearance beneath the floor.

Suspended timber floors, commonly found in older properties, lend themselves well to insulation. These floors not only dissipate considerable heat but also offer ample space for insulation installation. They consist of floorboards resting on joists above an open space.

Residences featuring air bricks or ventilation bricks in the exterior walls beneath the damp-proof membrane on the ground floor level also experience significant heat loss. Such homes may qualify for complimentary underfloor insulation.

Properly insulating your home’s floors can significantly improve energy efficiency and comfort. One method involves laying insulating mineral fibre beneath exposed floorboards and securing it with netting, which is attached to the joists. Alternatively, spray foam offers a modern solution by expanding and adhering to the underside of wooden floors, effectively trapping heat in the room above.

However, it’s important to note that insulating concrete floors differs from suspended floors. Since there’s no space beneath concrete, traditional floor insulation methods aren’t applicable. Instead, insulation is layered on top of concrete floors to achieve thermal efficiency.

The Advantages
Of Underfloor Heating

Ensuring your home remains cozy and energy-efficient extends beyond basic measures like wall insulation and double-glazed windows. The inclusion of underfloor insulation significantly contributes to maintaining an optimal temperature while offering additional advantages:

Improved thermal efficiency

Enhancing the thermal efficiency of homes in Stirling is crucial for maintaining comfortable living conditions while minimizing energy costs. Underfloor insulation plays a significant role in achieving this goal by preventing heat loss through the suspended timber floors, thus ensuring that homes retain warmth even during the coldest months. Additionally, during hot weather, underfloor insulation helps in keeping interiors cooler by blocking the intrusion of external heat through flooring gaps.

Mess-free installation

Underfloor insulation offers a hassle-free and tidy installation process, making it an ideal choice for homeowners in Stirling. Since the installation occurs beneath the floorboards, between the joists, there’s no disruption to daily activities, and no mess is created on the ground floor.

Reduced heating bills

Improved thermal efficiency translates to reduced energy consumption, leading to lower heating bills for homeowners. By effectively retaining heat, homes equipped with underfloor insulation require less energy to maintain a consistent and comfortable indoor temperature throughout the year. This results in significant cost savings in the long run.

No need to redesign your floors

Unlike extensive renovations that involve replacing timber flooring to enhance thermal efficiency, underfloor insulation eliminates the need for major structural changes. The insulation materials can be seamlessly installed beneath the existing floor without the requirement for extensive construction work, saving both time and money for homeowners.

Enhanced comfort

Having insulation installed underneath your floors will ensure your house is always at a comfortable temperature. Cold, draughty floors can be very uncomfortable, especially in winter. Insulation will ensure no cold air enters through old floorboards.

Increased house value

Underfloor insulation contributes to enhanced comfort within homes by eliminating cold and draughty floors, particularly during winter. Furthermore, energy-efficient properties are highly sought after in the real estate market, thereby increasing the overall value of homes in Stirling.

Reduced condensation

In Stirling’s climate, uninsulated floors are prone to condensation and potential mould growth, especially when temperatures drop below the dew point. Underfloor insulation helps in maintaining warmer floor surfaces, thereby reducing the risk of condensation-related issues and ensuring a healthier indoor environment.

Noise reduction

In addition to improving thermal efficiency, underfloor insulation also contributes to noise reduction, particularly in multi-storey homes and basements. Moreover, eligible homeowners may benefit from insulation grants, resulting in upfront cost savings, while long-term savings are achieved through reduced heating bills.

Cost savings

Not only will you save on the costs of upfront installation if you are eligible for an insulation grant, but in the long term, you also stand to save a lot of money. Even if you have to pay out of pocket for your home’s insulation, over time it will pay for itself thanks to the reduction in heating bills.

Health and well-being

Living in a comfortable and well-insulated home positively impacts the health and well-being of occupants, particularly vulnerable populations. By providing stable indoor temperatures and reducing the risk of dampness-related illnesses, underfloor insulation plays a vital role in promoting overall health and quality of life.

Underfloor Insulation
Building Regulations

When it comes to installing underfloor insulation and upgrading flooring in Stirling, adherence to specific building regulations is crucial. The Building Standards 2017 offers clear guidance on meeting these standards, emphasizing energy efficiency and the insulation envelope of buildings.

Scotland’s Building Standards are designed to minimize heat loss and enhance energy efficiency across all structures, aligning closely with UK directives. Notably, in Scotland, the U-value (a measure of thermal performance) for upgraded floors must not exceed 0.18 W/m2K, reflecting a more stringent approach compared to England, Wales, and Northern Ireland, where the minimum U-value is set at 0.25 W/m2K. This underscores Scotland’s commitment to prioritizing energy efficiency in building practices.

How Much Could You Save A Year?

While the installation costs of professional underfloor insulation in Stirling can vary between £300 to £3,000 for larger properties, there’s an opportunity to obtain free underfloor insulation through ECO4. Moreover, only insulating the ground floor is necessary.

Implementing this insulation solution promises substantial savings on your yearly energy expenses. Figures from the Energy Saving Trust indicate potential annual savings averaging:

• Detached house: £65

• Bungalow: £60

• Semi-detached house: £40

• Mid-terraced house: £25

The ECO scheme also offers other grants including room in roof (loft) insulation grants, cavity wall insulation, solid wall insulation, and inefficient gas boiler replacement.


Yes, you have the freedom to choose your insulation installer. However, it’s crucial that the chosen installer is registered, approved, and authorized under the ECO scheme to carry out the work. While you can’t just pick anyone, you still have some flexibility within the approved list of installers.

Underfloor insulation installation is a swift and tidy process. Once you’re eligible, you’ll be given a scheduled date for the installation team’s visit to your property. The duration varies depending on the property size and the accessibility of the underfloor area. In cases of urgency, emergency services are available, ensuring installation within a single day if needed.

Applying for free underfloor insulation through the ECO4 scheme is straightforward. The initial step involves confirming your eligibility for the grant.

Envirohomes Renewables simplifies this process for you. Just fill out the eligibility form on their website or directly contact them at 0141 459 0292. Subsequently, a member of their expert team will reach out to guide you through the process.

Envirohomes Renewables serves as your reliable partner throughout, assisting in securing the funding and overseeing the installation of your new underfloor insulation.

Get In Touch

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